/* ===== Transitions de navigation entre pages ===== */
@view-transition{
  navigation:auto;
}

/* ===== Design tokens ===== */
:root{
  --red:#D6291C;
  --red-hover:#B01F15;
  --yellow:#FFC934;
  --sky-light:#EAF7FF;
  --sky:#38BDF8;
  --navy:#0B1F3A;
  --blue:#1E5EFF;
  --mint:#18A77B;
  --mint-light:#E8FFF7;
  --mint-hover:#12825F;
  --gray-light:#F3F5F7;
  --gray-slate:#64748B;
  --orange:#E8501D;
  --turquoise:#1CA7B0;
  --green:#3FA66A;
  --emerald-dark:#063F3A;
  --emerald:#10B981;
  --text-primary:#424242;
  --text-secondary:#6B6B6B;
  --text-tertiary:#8A8A8A;
  --cream:#F7F5F2;
  --border:#ECECEC;
  --border-cream:#E5E1DA;
  --border-form:#B7B2A4;
  --white:#FFFFFF;
  --radius-card-lg:20px;
  --radius-card:12px;
  --radius-card-md:14px;
  --radius-btn:8px;
  --radius-btn-lg:10px;
  --shadow-simulator:0 20px 50px rgba(0,0,0,.12);
  --shadow-faq:0 8px 24px rgba(0,0,0,.04);
}

/* ===== Reset ===== */
*,*::before,*::after{box-sizing:border-box;-webkit-tap-highlight-color:transparent}
[hidden]{display:none!important}
html{overscroll-behavior-y:none}
body{margin:0;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,p{margin:0}
button{font-family:inherit}
img{max-width:100%;display:block;-webkit-user-drag:none;user-select:none;-webkit-user-select:none;pointer-events:none}
a{color:var(--text-primary);text-decoration:none}
a:hover{color:var(--navy);text-decoration:underline}

body{
  font-family:'Nunito',sans-serif;
  color:var(--text-primary);
  background:var(--white);
}

.wrap{max-width:1320px;margin:0 auto}

/* ===== Buttons ===== */
.btn{
  display:inline-block;
  padding:14px 24px;
  border-radius:var(--radius-btn);
  background:var(--mint);
  color:#fff;
  font-weight:700;
  font-size:14px;
  border:none;
  cursor:pointer;
  text-align:center;
}
.btn:hover{background:var(--mint-hover);color:#fff;text-decoration:none}
.btn:disabled{cursor:not-allowed;opacity:.8}
.btn:disabled:hover{background:var(--mint)}
.btn-spinner{
  display:inline-block;width:15px;height:15px;margin:0 8px -3px 0;
  border-radius:50%;border:2px solid rgba(255,255,255,.45);border-top-color:#fff;
  animation:btn-spin .7s linear infinite;
}
@keyframes btn-spin{to{transform:rotate(360deg)}}
.btn-outline{
  padding:10px 16px;
  border-radius:var(--radius-btn);
  border:1.5px solid var(--navy);
  background:transparent;
  font-weight:700;
  font-size:13px;
  color:var(--navy);
}
.btn-outline:hover{text-decoration:none;background:rgba(11,31,58,.06)}
.btn-outline-mint{
  display:inline-block;
  padding:16px 24px;
  border-radius:14px;
  background:#fff;
  color:var(--mint);
  font-weight:700;
  font-size:15px;
  border:1.5px solid var(--mint);
  cursor:pointer;
  text-align:center;
}
.btn-outline-mint:hover{background:var(--mint);color:#fff;text-decoration:none}

.header-ctas .btn-outline,.header-ctas .btn{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.header-ctas .btn-outline{padding:8px 14px}
.header-ctas .btn{padding:10px 18px}
.header-ctas svg{flex-shrink:0}

.lang-switcher{
  border:1.5px solid var(--border-cream);border-radius:var(--radius-btn,8px);
  padding:8px 10px;font-size:13px;font-weight:600;color:var(--text-primary);
  background:#fff;cursor:pointer;
}
.lang-switcher-mount-mobile{padding:80px 20px 20px;display:flex;justify-content:center}
.lang-switcher-mount-mobile .lang-switcher{width:auto;min-width:140px;text-align:center}

/* ===== Header ===== */
.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background:#fff;
  border-bottom:1px solid var(--border);
}
.header-inner{
  position:relative;
  max-width:1320px;
  margin:0 auto;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:14px clamp(20px,3.4vw,40px);
}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo:hover,.logo:focus,.logo:active{text-decoration:none}
.logo-mark{
  width:36px;height:36px;border-radius:9px;background:var(--mint);
  display:flex;align-items:center;justify-content:center;
  font-family:'Nunito',sans-serif;font-weight:700;color:#fff;font-size:18px;
  position:relative;flex-shrink:0;
}
.logo-mark .dot{
  position:absolute;top:-4px;right:-4px;width:10px;height:10px;
  border-radius:50%;background:var(--mint-light);
}
.logo-name{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:27px;
  color:var(--mint);letter-spacing:-.5px;
}

.main-nav{display:flex;align-items:center;gap:clamp(5px,0.7vw,10px)}
.main-nav a{
  font-weight:700;font-size:12.5px;color:var(--text-primary);letter-spacing:.4px;white-space:nowrap;
}
.main-nav a:hover{color:var(--text-primary)}
.nav-sep{color:#D8D8D8}

.nav-dropdown{position:relative;display:flex;align-items:center}
.nav-dropdown-panel{
  display:none;position:absolute;top:100%;left:50%;transform:translateX(-50%);
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-card-md);
  box-shadow:0 20px 40px rgba(0,0,0,.14);padding:10px;min-width:210px;
  flex-direction:column;gap:2px;z-index:60;
}
.nav-dropdown-panel a{
  padding:10px 12px;border-radius:var(--radius-btn);font-weight:600;font-size:13.5px;
  color:var(--text-primary);letter-spacing:normal;white-space:nowrap;
}
.nav-dropdown-panel a:hover{background:var(--gray-light);color:var(--text-primary)}
.nav-dropdown-panel a[aria-current="true"]{color:var(--mint);font-weight:800}
.nav-dropdown:hover .nav-dropdown-panel,.nav-dropdown:focus-within .nav-dropdown-panel{display:flex}

.nav-lang-trigger{display:flex;align-items:center;gap:4px}
.nav-lang-dropdown .nav-dropdown-panel{left:auto;right:0;transform:none;min-width:150px}

.header-ctas{display:flex;align-items:center;gap:8px}

.nav-toggle{
  display:none;
  appearance:none;-webkit-appearance:none;
  background:none;border:none;border-radius:0;box-shadow:none;
  flex-direction:column;align-items:center;justify-content:center;
  gap:5px;cursor:pointer;padding:4px;margin:0;color:var(--text-primary);
}
.nav-toggle-icon{display:flex;align-items:center;justify-content:center;color:var(--text-primary)}
.nav-toggle-icon .icon-close{display:none}
.nav-toggle[aria-expanded="true"] .icon-burger{display:none}
.nav-toggle[aria-expanded="true"] .icon-close{display:block}
.nav-toggle-label{font-size:10px;font-weight:800;letter-spacing:.5px;color:var(--text-primary)}

.nav-account-btn{
  display:none;
  width:38px;height:38px;border-radius:50%;background:transparent;
  border:1.5px solid var(--navy);color:var(--navy);
  align-items:center;justify-content:center;flex-shrink:0;
}
.nav-account-btn:hover{background:rgba(11,31,58,.06);text-decoration:none}

.mobile-panel{
  display:none;
  position:fixed;left:0;right:0;bottom:0;background:#fff;
  flex-direction:column;overflow-y:auto;z-index:55;
}
.mobile-nav-list{display:flex;flex-direction:column}
.mobile-nav-row{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  padding:20px clamp(20px,4vw,48px);border-bottom:1px solid var(--border);
  font-family:'Nunito',sans-serif;font-weight:700;font-size:17px;color:var(--text-primary);
}
.mobile-nav-row:hover{text-decoration:none;color:var(--text-primary)}
.mobile-nav-row .chevron{color:var(--red);flex-shrink:0}
.mobile-nav-row-last{border-bottom:3px solid var(--red)}
button.mobile-nav-row{width:100%;background:none;border:none;border-bottom:1px solid var(--border);cursor:pointer;text-align:left;font:inherit;font-family:'Nunito',sans-serif;font-weight:700;font-size:17px;color:var(--text-primary)}

.mobile-nav-group{border-bottom:1px solid var(--border)}
.mobile-nav-group .mobile-nav-row{border-bottom:none}
.mobile-nav-group-chevron{transition:transform .2s ease}
.mobile-nav-group[data-open="true"] .mobile-nav-group-chevron{transform:rotate(90deg)}
.mobile-nav-group-panel{display:none;flex-direction:column;padding-top:6px;padding-bottom:10px}
.mobile-nav-group[data-open="true"] .mobile-nav-group-panel{display:flex}
.mobile-nav-subrow{
  padding:11px clamp(20px,4vw,48px) 11px calc(clamp(20px,4vw,48px) + 6px);
  font-size:15px;font-weight:600;color:var(--text-secondary);
}
.mobile-nav-subrow:hover{text-decoration:none;color:var(--text-secondary)}

.mobile-account-rows{display:flex;flex-direction:column}
.mobile-account-row{
  display:flex;align-items:center;gap:12px;padding:18px clamp(20px,4vw,48px);
  font-weight:700;font-size:15px;
}
.mobile-account-row:hover{text-decoration:none}
.mobile-account-row .chevron{margin-left:auto;flex-shrink:0}
.mobile-account-row-outline{color:var(--text-primary);border-bottom:1px solid var(--border)}
.mobile-account-row-outline .chevron{color:var(--text-primary)}
.mobile-account-row-filled{background:var(--mint);color:#fff}
.mobile-account-row-filled .chevron{color:#fff}

@media (max-width:1279px){
  .main-nav,.header-ctas{display:none}
  .nav-toggle{display:flex;order:1}
  .logo{order:2}
  .nav-account-btn{display:flex;order:3}
  .site-header.nav-open .mobile-panel{display:flex}
}

/* ===== Hero / Simulateur ===== */
.hero{background:linear-gradient(135deg,var(--emerald-dark) 0%,var(--emerald-dark) 35%,var(--emerald) 115%);padding:clamp(28px,5vw,56px) clamp(20px,4vw,48px)}
.hero-inner{
  max-width:1320px;margin:0 auto;display:flex;flex-wrap:wrap;gap:clamp(24px,9vw,160px);
}
.simulator-card{
  flex:1 1 480px;background:#fff;border-radius:var(--radius-card-lg);
  padding:clamp(24px,3.5vw,40px);box-shadow:var(--shadow-simulator);
}
.simulator-title{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(24px,2.8vw,30px);
  color:var(--text-primary);margin:0 0 22px;text-align:center;
}
.step-label{font-weight:700;font-size:15px;color:var(--text-primary);margin:0 0 14px}
.amount-display{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:22px;color:var(--text-primary);
  text-align:center;margin:0 0 14px;
}
.amount-display.is-placeholder{color:var(--text-tertiary)}
.amount-slider-control.is-invalid .amount-display{color:var(--red)}
.amount-control{display:flex;align-items:center;gap:12px;margin-bottom:8px}
.amount-btn{
  width:34px;height:34px;flex-shrink:0;border-radius:50%;border:1.5px solid #D8D8D8;
  background:#fff;font-size:18px;color:var(--text-primary);cursor:pointer;
  line-height:1;
}
.amount-btn:hover{border-color:var(--navy);color:var(--navy)}
input[type="range"]{
  -webkit-appearance:none;appearance:none;height:6px;border-radius:999px;
  background:#E2E2E2;outline:none;accent-color:var(--red);width:100%;display:block;
}
input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--red);
  border:3px solid #fff;box-shadow:0 2px 8px rgba(214,41,28,.5);cursor:pointer;
}
input[type="range"]::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;background:var(--red);border:3px solid #fff;
  box-shadow:0 2px 8px rgba(214,41,28,.5);cursor:pointer;
}
.amount-range-labels{
  display:flex;justify-content:space-between;font-size:13px;color:var(--text-tertiary);
  margin:0 0 26px;padding:0 46px;
}

.amount-select-wrap{display:none;position:relative;margin-bottom:26px}
.amount-select{
  flex:1;min-width:0;width:100%;
  appearance:none;-webkit-appearance:none;-moz-appearance:none;
  padding:16px 44px 16px 18px;border-radius:var(--radius-btn-lg);
  border:1.5px solid var(--text-primary);background:#fff;background-image:none;
  font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;
  color:var(--text-primary);margin:0;
}
.amount-select.is-invalid{border-color:var(--red)}
.amount-select-suffix{
  position:absolute;right:18px;top:50%;transform:translateY(-50%);
  pointer-events:none;color:var(--text-primary);font-weight:800;font-size:16px;
}

@media (max-width:859px){
  .amount-slider-control{display:none}
  .amount-select-wrap{display:flex}
}
.project-grid{
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:24px;
}
.project-card{
  display:flex;flex-direction:row;align-items:center;gap:12px;padding:18px;
  border-radius:var(--radius-card);border:1.5px solid var(--text-primary);background:#fff;
  cursor:pointer;text-align:left;
}
.project-card svg{color:var(--text-primary);flex-shrink:0}
.project-card span{font-weight:600;font-size:13.5px;color:var(--text-primary)}
.project-card[aria-pressed="true"]{
  border-color:var(--red);background:rgba(214,41,28,.05);
}
.project-card[aria-pressed="true"] svg{color:var(--red)}
.cta-block{
  width:100%;padding:16px;border:none;border-radius:var(--radius-btn-lg);
  background:var(--mint);color:#fff;font-weight:800;font-size:14px;letter-spacing:.6px;
  text-transform:uppercase;cursor:pointer;
}
.cta-block:hover{background:var(--mint-hover)}

.promo-col{flex:1 1 380px;display:flex;flex-direction:column;justify-content:center;gap:16px}
.promo-title{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(34px,5vw,50px);
  color:#fff;line-height:1.05;margin:0;
}
.promo-title .accent{color:var(--mint-light)}
.promo-rate{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(56px,9vw,84px);
  color:#fff;margin:0;line-height:1;
}
.promo-rate .pct{font-size:.5em}
.promo-conditions{font-weight:700;font-size:15px;color:rgba(255,255,255,.88);margin:0}
.promo-photo{
  width:min(280px,70vw);aspect-ratio:1;border-radius:50%;overflow:hidden;
  margin-top:8px;border:6px solid #fff;
}
.promo-photo img,.brand-you-photo img,.insurance-photo img,.budget-card .thumb img{
  width:100%;height:100%;object-fit:cover;display:block;
}

@media (max-width:859px){
  .promo-col{align-items:center;text-align:center}
  .project-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

/* ===== Offers ===== */
.offers-section{padding:clamp(24px,4vw,40px) clamp(20px,4vw,48px)}

.section-heading{max-width:1320px;margin:56px auto 0;text-align:center}
.section-heading h2{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(24px,3.4vw,32px);
  color:var(--text-primary);margin:0 0 14px;
}
.specialist-grid{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:24px;text-align:left;
}
.specialist-card{
  padding:36px 26px;display:flex;flex-direction:column;align-items:center;gap:16px;text-align:center;
  border:1px solid var(--border);border-radius:var(--radius-card-md);
}
.specialist-card svg{color:var(--text-primary)}
.specialist-card h3{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:24px;color:var(--text-primary);
}
.specialist-card .subtitle{font-weight:700;font-size:18px;color:var(--text-primary)}
.specialist-card .desc{font-size:16px;color:var(--text-secondary);line-height:1.6;flex:1}
.specialist-card .btn{
  width:100%;font-size:15px;padding:16px 24px;border-radius:14px;
  background:#fff;color:var(--mint);border:1.5px solid var(--mint);
}
.specialist-card .btn:hover{background:var(--mint);color:#fff}

/* ===== Brand & You ===== */
.brand-you{background:#fff;padding:0}
.brand-you-inner{max-width:1320px;margin:0 auto;display:flex;flex-wrap:wrap;align-items:center}
.brand-you-text{flex:1 1 420px;padding:clamp(28px,5vw,56px) clamp(20px,4vw,48px)}
.brand-you-text h2{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(22px,3vw,28px);
  color:var(--text-primary);margin:0 0 20px;
}
.brand-you-text p{font-size:16px;line-height:1.7;color:var(--text-primary);margin:0 0 14px}
.brand-you-text p:last-of-type{margin:0 0 26px}
.brand-you-photo{flex:1 1 380px;aspect-ratio:4/3;align-self:stretch;background:#fff}
.brand-you-photo img{border-radius:var(--radius-card-md);object-position:center}

/* ===== Secondary projects ===== */
.secondary-projects{padding:clamp(32px,5vw,56px) clamp(20px,4vw,48px);text-align:center}
.secondary-projects .lead{max-width:640px;margin:0 auto 32px;font-size:16px;color:var(--text-secondary)}
.secondary-grid{
  max-width:1320px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:20px;
}
.secondary-card{
  position:relative;border:1.5px solid var(--border-cream);border-radius:var(--radius-card-md);
  padding:44px 24px;display:flex;flex-direction:column;align-items:center;gap:18px;
}
.secondary-card .tag{
  position:absolute;top:16px;left:16px;background:var(--green);color:#fff;font-weight:700;
  font-size:12.5px;padding:6px 14px;border-radius:999px;
}
.secondary-card svg{color:var(--text-primary)}
.secondary-card span.label{font-family:'Nunito',sans-serif;font-weight:700;font-size:22px;color:var(--text-primary)}
.secondary-projects .btn{margin-top:32px}

/* ===== Insurance ===== */
.insurance-section{background:#fff;padding:0}
.insurance-inner{max-width:1320px;margin:0 auto;display:flex;flex-wrap:wrap}
.insurance-photo{flex:1 1 420px;aspect-ratio:4/3;background:#fff}
.insurance-photo img{border-radius:var(--radius-card-md);object-position:center}
.insurance-text{
  flex:1 1 420px;padding:clamp(28px,5vw,56px) clamp(20px,4vw,48px);
  display:flex;flex-direction:column;justify-content:center;
}
@media (max-width:859px){
  .brand-you-photo,.insurance-photo{padding:20px}
  .brand-you-photo{order:-1}
  .brand-you-text{text-align:center}
  .brand-you-text .btn{display:block;max-width:320px;margin:0 auto}
}
.insurance-text h2{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:clamp(24px,3.4vw,32px);
  color:var(--text-primary);text-align:center;margin:0 0 20px;
}
.insurance-text p{font-size:15px;line-height:1.7;text-align:center;margin:0 0 14px}
.insurance-text p.lede{color:var(--text-primary)}
.insurance-text p.body{color:var(--text-secondary);margin:0 0 26px}
.insurance-text .btn{display:block;max-width:320px;margin:0 auto}

/* ===== Trust ===== */
.trust-section{background:#fff;padding:clamp(40px,6vw,64px) clamp(20px,4vw,48px);text-align:center}
.trust-inner{max-width:940px;margin:0 auto}
.trust-section h2{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(26px,3.4vw,34px);
  color:var(--text-primary);margin:0 0 14px;line-height:1.25;
}
.trust-lede{font-size:15.5px;color:var(--text-secondary);max-width:640px;margin:0 auto 40px;line-height:1.6}
.trust-lede a{color:var(--mint-hover);font-weight:600}
.trust-grid{display:flex;flex-wrap:wrap;justify-content:center;gap:36px}
.trust-item{flex:1 1 220px;max-width:260px;display:flex;flex-direction:column;align-items:center;gap:12px}
.trust-icon{
  width:76px;height:76px;border-radius:50%;background:var(--gray-light);
  display:flex;align-items:center;justify-content:center;color:var(--mint-hover);flex-shrink:0;
}
.trust-item h3{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:15px;letter-spacing:.4px;
  text-transform:uppercase;color:var(--text-primary);margin:0;
}
.trust-item p{font-size:14px;color:var(--text-secondary);line-height:1.55;margin:0}

/* ===== FAQ ===== */
.faq-section{padding:clamp(48px,7vw,72px) clamp(20px,4vw,48px);text-align:center;background:#fff}
.faq-kicker{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:12px;letter-spacing:.6px;
  color:var(--mint-hover);text-transform:uppercase;margin:0 0 10px;
}
.faq-section h2{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(26px,3.4vw,34px);
  color:var(--text-primary);margin:0 0 14px;line-height:1.25;
}
.faq-lede{font-size:15.5px;color:var(--text-secondary);max-width:600px;margin:0 auto 36px;line-height:1.6}
.faq-list{
  max-width:760px;margin:0 auto;background:#fff;border-radius:var(--radius-card-md);
  padding:8px 26px;text-align:left;box-shadow:var(--shadow-faq);
}
.faq-item{border-bottom:1px solid var(--border);padding:18px 0}
.faq-item:last-child{border-bottom:none}
.faq-question{
  width:100%;display:flex;justify-content:space-between;align-items:center;gap:14px;background:none;
  border:none;cursor:pointer;text-align:left;padding:0;
}
.faq-question .q{font-weight:700;font-size:15px;color:var(--text-primary)}
.faq-answer{margin:12px 0 0;font-size:14px;color:var(--text-secondary);line-height:1.6}
.faq-item[data-open="false"] .faq-answer{display:none}
.faq-section .btn{margin-top:28px}

/* ===== FAQ complète ===== */
.faqfull-hero{background:var(--cream);padding:clamp(40px,6vw,64px) clamp(20px,4vw,48px) clamp(28px,4vw,40px);text-align:center}
.faqfull-hero h1{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(28px,4vw,40px);
  color:var(--text-primary);margin:0 0 14px;line-height:1.2;
}
.faqfull-hero-lede{font-size:15.5px;color:var(--text-secondary);max-width:620px;margin:0 auto;line-height:1.6}

.faqfull-layout{
  max-width:760px;margin:0 auto;padding:clamp(32px,5vw,48px) clamp(20px,4vw,48px) clamp(56px,7vw,80px);
}

.faqfull-category{margin-bottom:52px}
.faqfull-category:last-of-type{margin-bottom:0}
.faqfull-category-title{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(20px,2.4vw,24px);
  color:var(--text-primary);margin:0 0 8px;line-height:1.3;
}
.faqfull-cardlist{display:flex;flex-direction:column;gap:14px}
.faqfull-cardlist .faq-item{background:var(--gray-light);border-radius:16px;overflow:hidden}
.faqfull-cardlist .faq-question{
  width:100%;display:flex;align-items:center;gap:16px;padding:18px 22px;
  background:none;border:none;cursor:pointer;text-align:left;font:inherit;
}
.faqfull-cardlist .faq-question .symbol{
  width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:400;
  flex-shrink:0;line-height:1;
}
.faqfull-cardlist .faq-question .q{font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);flex:1;line-height:1.4}
.faqfull-cardlist .faq-answer{margin:0;padding:0 22px 20px 74px;font-size:14.5px;color:var(--text-secondary);line-height:1.65}
.faqfull-cardlist .faq-answer a{color:var(--mint-hover);font-weight:600}
.faqfull-cardlist .faq-item[data-open="false"] .faq-answer{display:none}
@media (max-width:520px){
  .faqfull-cardlist .faq-answer{padding-left:22px}
}

.faqfull-cta{
  background:var(--gray-light);border-radius:var(--radius-card-lg);
  padding:clamp(28px,4vw,40px);text-align:center;margin-top:12px;
}
.faqfull-cta h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(20px,2.4vw,24px);color:var(--text-primary);margin:0 0 8px}
.faqfull-cta p{font-size:14.5px;color:var(--text-secondary);margin:0 0 20px}
.faqfull-cta .btn{display:inline-block}

/* ===== Budget studies ===== */
.budget-section{padding:clamp(32px,5vw,56px) clamp(20px,4vw,48px)}
.budget-section h2{
  text-align:center;font-family:'Nunito',sans-serif;font-weight:700;
  font-size:clamp(22px,3vw,28px);color:var(--text-primary);margin:0 0 8px;
}
.budget-section .lead{text-align:center;font-size:14px;color:var(--text-secondary);margin:0 0 32px}
.budget-grid{
  max-width:1320px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:22px;
}
.budget-card{border-radius:var(--radius-card);overflow:hidden;border:1px solid var(--border)}
.budget-card .thumb{aspect-ratio:16/10}
.budget-card .content{padding:18px}
.budget-card .kicker{font-weight:800;font-size:12px;letter-spacing:.4px;color:var(--text-tertiary);text-transform:uppercase;margin:0 0 8px}
.budget-card h3{font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);margin:0 0 10px;text-align:center}
.budget-card .desc{font-size:13.5px;color:var(--text-secondary);line-height:1.5;margin:0}

/* ===== Footer ===== */
.site-footer{padding:clamp(32px,5vw,56px) clamp(20px,4vw,48px) 24px;background:#363636}
.footer-columns{
  display:grid;grid-template-columns:repeat(auto-fit,minmax(min(180px,100%),1fr));gap:28px;margin-bottom:40px;
}
.footer-columns h4{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:13px;letter-spacing:.4px;
  color:#fff;margin:0;
}
.footer-col-toggle{
  display:flex;align-items:center;justify-content:space-between;gap:12px;
  width:100%;background:none;border:none;padding:0;margin:0 0 16px;cursor:default;text-align:left;
}
.footer-col-chevron{display:none;color:#fff;flex-shrink:0;transition:transform .2s ease}
.footer-col-links{display:flex;flex-direction:column;gap:10px}
.footer-col-links a{font-size:13.5px;color:#C9C9C9}

@media (max-width:640px){
  .footer-columns{display:block;margin-bottom:12px}
  .footer-col{border-bottom:1px solid rgba(255,255,255,.14)}
  .footer-col:first-child{border-top:1px solid rgba(255,255,255,.14)}
  .footer-col:last-child{border-bottom:none}
  .footer-col-toggle{cursor:pointer;padding:16px 0;margin:0}
  .footer-col-chevron{display:block}
  .footer-col-links{display:none;padding:0 0 16px}
  .footer-col[data-open="true"] .footer-col-links{display:flex}
  .footer-col[data-open="true"] .footer-col-chevron{transform:rotate(90deg)}
}
.footer-legal{
  border-top:1px solid rgba(255,255,255,.14);padding-top:20px;display:flex;flex-wrap:wrap;gap:16px;
}
.footer-legal a{font-size:12.5px;color:#9B9B9B}
.footer-copyright{margin:20px 0 0;font-size:12px;color:#8A8A8A}

/* ===== Mobile sticky CTA ===== */
.mobile-sticky-cta{
  display:none;
  position:fixed;left:0;right:0;bottom:0;z-index:60;
  padding:14px 20px calc(14px + env(safe-area-inset-bottom));
  background:#fff;box-shadow:0 -4px 14px rgba(0,0,0,.08);
  transform:translateY(100%);transition:transform .25s ease;
}
.mobile-sticky-cta.visible{transform:translateY(0)}
.nav-menu-open .mobile-sticky-cta{display:none}
.mobile-sticky-cta .btn{
  display:block;width:100%;padding:14px;border-radius:var(--radius-btn-lg);
  font-size:13px;letter-spacing:.3px;text-transform:uppercase;
  box-shadow:0 4px 14px rgba(214,41,28,.3);
}
@media (max-width:859px){
  .mobile-sticky-cta{display:block}
  body{padding-bottom:0}
}

/* ===================================================================
   Simulation funnel page
   =================================================================== */
.funnel-back{
  display:inline-flex;align-items:center;gap:4px;color:var(--text-primary);font-weight:700;
  font-size:14px;text-decoration:underline;margin:28px clamp(20px,4vw,48px) 0;
}
.funnel-back:hover{color:var(--text-primary)}

.funnel-selection{
  text-align:center;font-size:16px;color:var(--text-primary);
  margin:20px clamp(20px,4vw,48px) 28px;
}
.funnel-selection strong{color:var(--text-primary)}

.funnel-selection-edit{margin:0 0 24px;text-align:center}
.funnel-selection-edit .funnel-selection{margin:0 0 18px}
.funnel-edit-row{display:flex;gap:16px;flex-wrap:wrap;text-align:left}
.funnel-edit-field{flex:1 1 220px}
.funnel-edit-field label{display:block;font-size:13px;font-weight:700;color:var(--text-primary);margin-bottom:8px}
.funnel-edit-field .amount-select-wrap{display:flex;margin-bottom:0}
.funnel-edit-field .duration-select-wrap{display:block;margin-bottom:0}

.funnel-layout{
  max-width:1320px;margin:0 auto;padding:0 clamp(20px,4vw,48px);
  display:flex;flex-direction:column;align-items:center;gap:40px;
}
.funnel-layout .offer-panel{width:100%;max-width:600px}
.funnel-layout .funnel-steps{width:100%;max-width:760px}

.offer-panel{border:1px solid var(--border);border-radius:var(--radius-card-md);overflow:hidden;background:#fff}
.offer-panel-head{padding:24px 24px 4px}
.offer-panel-head h2{font-family:'Nunito',sans-serif;font-weight:700;font-size:26px;color:var(--text-primary);margin:0 0 6px}
.offer-panel-head p{font-size:13px;color:var(--text-tertiary);margin:0}

.offer-panel-body{padding:0 24px 24px}
.offer-panel-body:first-child{padding-top:24px}
.offer-panel-body .step-label{text-align:center;margin-bottom:14px}

.duration-empty-hint{font-size:13.5px;color:var(--text-tertiary);text-align:center;margin:14px 0 22px}
.duration-empty-hint.is-invalid{color:var(--red)}

.duration-select-wrap{display:none;position:relative;margin-bottom:22px}
.duration-select{
  width:100%;padding:16px 60px 16px 16px;border-radius:var(--radius-btn-lg);
  border:1.5px solid var(--text-primary);background:#fff;
  font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);
  appearance:none;-webkit-appearance:none;-moz-appearance:none;
}
.duration-select:focus{outline:none}
.duration-select-arrow{
  position:absolute;top:0;right:0;bottom:0;width:52px;
  background:var(--mint);border-radius:0 var(--radius-btn-lg) var(--radius-btn-lg) 0;
  display:flex;align-items:center;justify-content:center;pointer-events:none;
}

.offer-panel-cta{
  display:block;width:100%;padding:18px;border:none;border-radius:var(--radius-btn-lg);
  background:var(--mint);color:#fff;font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;
  text-transform:uppercase;text-align:center;cursor:pointer;line-height:1.3;
}
.offer-panel-cta[hidden]{display:none}
.offer-panel-cta:hover{background:var(--mint-hover)}

.offer-recap{margin-top:26px}
.offer-recap-divider{display:block;width:40px;height:4px;background:var(--gray-slate);border-radius:999px;margin:0 auto 18px}
.offer-recap h3{text-align:center;font-family:'Nunito',sans-serif;font-weight:700;font-size:18px;color:var(--text-primary);margin:0 0 18px}

.equation-row{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:14px;padding:4px 0 22px}
.equation-item{display:flex;flex-direction:column;align-items:center;gap:5px;min-width:90px}
.equation-value{font-family:'Nunito',sans-serif;font-weight:700;font-size:20px;color:var(--text-primary);white-space:nowrap}
.equation-item-total .equation-value{color:var(--text-primary);font-size:24px}
.equation-label{font-size:11.5px;color:var(--text-secondary)}
.equation-op{font-family:'Nunito',sans-serif;font-weight:700;font-size:20px;color:var(--text-tertiary)}
@media (max-width:600px){
  .equation-row{flex-wrap:nowrap;gap:6px;padding:4px 2px 22px}
  .equation-item{min-width:0;flex:1 1 0;gap:2px}
  .equation-value{font-size:14px}
  .equation-item-total .equation-value{font-size:14px}
  .equation-op{font-size:14px;flex-shrink:0}
  .equation-label{font-size:9px}
}

.offer-recap-table{border-top:1px solid var(--border)}
.offer-recap-row{display:flex;gap:16px;padding:14px 0;border-bottom:1px solid var(--border);font-size:13.5px}
.offer-recap-row .k{flex:0 0 130px;font-weight:700;color:var(--text-primary)}
.offer-recap-row .v{color:var(--text-secondary);line-height:1.6}
.offer-recap-row .v strong{color:var(--text-primary)}
.offer-recap .offer-panel-cta{margin-top:22px}

.funnel-steps{display:flex;flex-direction:column;gap:16px}
.funnel-steps-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:26px;line-height:1.3;color:var(--text-primary);margin:0 0 6px}
.funnel-steps-title .accent{color:var(--text-primary)}
.funnel-step-card{
  border:1px solid var(--border);border-radius:var(--radius-card-md);padding:20px;
  display:flex;align-items:flex-start;gap:18px;
}
.funnel-step-num{
  width:38px;height:38px;border-radius:50%;border:2px solid var(--text-primary);flex-shrink:0;
  display:flex;align-items:center;justify-content:center;font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;
}
.funnel-step-card svg{color:var(--text-primary);flex-shrink:0;margin-top:2px}
.funnel-step-card h4{font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);margin:0 0 4px}
.funnel-step-card p{font-size:14px;color:var(--text-secondary);line-height:1.5;margin:0}

.legal-footnotes{max-width:1320px;margin:40px auto 0;padding:0 clamp(20px,4vw,48px) 40px}
.legal-footnotes p{font-size:12.5px;color:var(--text-tertiary);line-height:1.7;margin:0 0 14px}

/* ===================================================================
   Demande (application form) page
   =================================================================== */
.request-shell-simple{max-width:780px;margin:0 auto;padding:24px clamp(20px,4vw,48px) 0}

.request-summary-card{
  display:flex;justify-content:space-between;align-items:center;gap:10px;
  border:1px solid var(--border);border-radius:var(--radius-card-md);padding:16px 18px;
  color:var(--text-primary);margin-bottom:28px;
}
.request-summary-card:hover{text-decoration:none;color:var(--text-primary)}
.request-summary-card .label{font-family:'Nunito',sans-serif;font-weight:700;font-size:14.5px;margin:0 0 2px}
.request-summary-card .value{font-size:12.5px;color:var(--text-secondary);margin:0}
.request-summary-card svg{color:var(--red);flex-shrink:0}

/* ---- Field hint box ---- */
.field-hint-box{
  display:flex;gap:10px;background:#EAF6FB;border-radius:var(--radius-btn-lg);
  padding:14px 16px;margin:8px 0 0;font-size:13px;color:var(--text-primary);line-height:1.5;
}
.field-hint-box svg{flex-shrink:0;color:var(--turquoise);margin-top:1px}
.field-hint-box strong{font-weight:700}

.civility-options{display:flex;gap:14px;margin-top:4px}
.civility-option{
  flex:1;display:flex;align-items:center;justify-content:center;gap:8px;
  border:1.5px solid var(--border-form);border-radius:var(--radius-btn-lg);
  padding:14px;cursor:pointer;font-weight:700;color:var(--text-primary);
}
.civility-option:has(input:checked){border-color:var(--red);background:rgba(214,41,28,.05);color:var(--text-primary)}
.civility-option input{accent-color:var(--red)}

.form-suivant-row{display:flex;justify-content:center;gap:14px;margin-top:28px;flex-wrap:wrap}
.form-suivant-row .btn-outline,.form-suivant-row .btn{padding:15px 40px}
@media (max-width:859px){
  .form-suivant-row{flex-direction:column}
  .form-suivant-row .btn-outline,.form-suivant-row .btn{width:100%;padding:15px 20px}
}

/* ---- Mini engagements (4-up, used on form pages) ---- */
.engagements-mini-row{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:36px 0}
@media (max-width:760px){.engagements-mini-row{grid-template-columns:repeat(2,1fr)}}
.engagement-mini-card{border:1px solid var(--border);border-radius:var(--radius-card-md);padding:20px;display:flex;flex-direction:column;gap:12px}
.engagement-mini-card svg{color:var(--text-primary)}
.engagement-mini-card p{font-family:'Nunito',sans-serif;font-weight:700;font-size:14.5px;color:var(--text-primary);margin:0;line-height:1.35}
.engagement-mini-card sup{font-size:10px}

/* ---- Contact block ---- */
.contact-block{
  border:1px solid var(--border);border-radius:var(--radius-card-md);padding:32px;
  display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:48px;text-align:center;
}
.contact-block .icon-circle{
  width:56px;height:56px;border-radius:50%;background:var(--gray-slate);
  display:flex;align-items:center;justify-content:center;color:var(--text-primary);margin:0 auto 12px;
}
.contact-block h3{font-family:'Nunito',sans-serif;font-weight:700;font-size:17px;color:var(--text-primary);margin:0}
.contact-block .phone{font-family:'Nunito',sans-serif;font-weight:700;font-size:22px;color:var(--text-primary);margin:0}
.contact-block .sub{font-size:12.5px;color:var(--text-tertiary);margin:6px 0 0}

.request-page-footer{max-width:1180px;margin:0 auto;padding:0 clamp(20px,4vw,48px) 48px}
.request-page-footer .footnote{font-size:12px;color:var(--text-tertiary);line-height:1.7;margin:0 0 24px}
.request-page-footer .copyright{text-align:center;font-size:13px;color:var(--text-tertiary);margin:0 0 8px}
.request-page-footer .a11y{display:block;text-align:center;font-size:12.5px;color:var(--text-tertiary);text-decoration:underline}

/* ---- Step heading ---- */
.step-heading{margin-bottom:20px}
.step-kicker{font-family:'Nunito',sans-serif;font-weight:700;font-size:12px;letter-spacing:.5px;color:var(--text-tertiary);text-transform:uppercase;margin:0 0 6px}
.step-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:26px;color:var(--text-primary)}

/* ---- Cards ---- */
.app-card{border:1px solid var(--border);border-radius:var(--radius-card-md);padding:28px;margin-bottom:20px;background:#fff}
.app-card-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:19px;color:var(--text-primary);margin:0}
.app-card-subtitle{font-size:14px;color:var(--text-secondary);line-height:1.6;margin:0 0 18px}

/* ---- Form fields ---- */
.form-step{display:none}
.form-step.is-active{display:block}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
@media (max-width:600px){.field-grid{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:6px}
.field-full{grid-column:1 / -1}
.field-box{
  border:1.5px solid var(--border-form);border-radius:var(--radius-btn-lg);
  padding:9px 14px 8px;background:#fff;
}
.field-box:focus-within{border-color:var(--red)}
.field-box label{display:block;font-size:12px;font-weight:600;color:var(--text-tertiary);margin:0 0 1px}
.field-box label .req{color:var(--red);margin-left:2px}
.field-box input,.field-box select,.field-box textarea{
  width:100%;padding:0;border:none;background:transparent;
  font-family:inherit;font-size:16px;color:var(--text-primary);
}
.field-box input:focus,.field-box select:focus,.field-box textarea:focus{outline:none}
.field-box select{appearance:none;-webkit-appearance:none;-moz-appearance:none}
.field-box input[readonly]{color:var(--text-secondary)}
.field-box:has(input[readonly]){background:var(--cream)}
.field textarea{resize:vertical;min-height:70px}
.phone-input-group{display:flex;align-items:center;gap:8px}
.phone-input-group select{width:auto;flex:0 0 auto;max-width:72px}
.phone-input-group input{flex:1;min-width:0}
.field .hint{font-size:12px;color:var(--text-tertiary)}
.field .field-error{display:none;font-size:12.5px;color:var(--red)}
.field.has-error .field-box{border-color:var(--red)}
.field.has-error .field-error{display:block}
.civility-options.has-error .civility-option{border-color:var(--red)}
#civility-error,#insurance-error{display:none;font-size:12.5px;color:var(--red)}
#civility-error.show,#insurance-error.show{display:block}

.checkbox-row{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--text-secondary);line-height:1.5;cursor:pointer}
.checkbox-row input{margin-top:3px;flex-shrink:0;accent-color:var(--red)}

/* ---- Two-column step (situation professionnelle / financière) ---- */
.step-two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media (max-width:600px){.step-two-col{grid-template-columns:1fr}}
.step-two-col-kicker{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:12px;letter-spacing:.5px;
  color:var(--text-tertiary);text-transform:uppercase;margin:0 0 18px;
}

/* ---- Document upload boxes ---- */
.upload-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.upload-grid.single-column{grid-template-columns:1fr}
@media (max-width:600px){.upload-grid{grid-template-columns:1fr}}
.upload-box{border:1.5px dashed var(--border-form);border-radius:var(--radius-card-md);padding:26px 20px;text-align:center;background:var(--cream)}
.upload-box-full{padding:22px}
.upload-box-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:15px;color:var(--text-primary);margin:0 0 4px}
.upload-box-hint{font-size:12px;color:var(--text-tertiary);margin:0 0 14px}
.upload-box-btn{display:inline-block;font-size:13.5px;font-weight:700;color:var(--red);text-decoration:underline;cursor:pointer}
.upload-box-filename{font-size:12.5px;color:var(--mint-hover);margin:8px 0 0;word-break:break-word}
.upload-box-filename:empty{display:none}

/* ---- Recap step ---- */
.recap-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 20px}
@media (max-width:600px){.recap-grid{grid-template-columns:1fr}}
.recap-grid .item{display:flex;flex-direction:column;gap:2px}
.recap-grid .k{font-size:12px;color:var(--text-tertiary)}
.recap-grid .v{font-size:14px;font-weight:700;color:var(--text-primary)}

/* ---- Confirmation page ---- */
.confirmation-shell{max-width:720px;margin:0 auto;padding:8px clamp(20px,4vw,48px) 60px}
.confirmation-sticky-cta{display:none}
@media (max-width:859px){
  .confirmation-shell{padding-bottom:110px}
  .form-suivant-row .confirmation-espace-client-inline{display:none}
  .confirmation-sticky-cta{
    display:block;position:fixed;left:20px;right:20px;
    bottom:calc(20px + env(safe-area-inset-bottom));z-index:60;text-align:center;
  }
  .confirmation-sticky-cta .btn{
    display:inline-block;width:100%;max-width:360px;padding:16px;
    border-radius:999px;box-shadow:0 8px 20px rgba(11,31,58,.25);
  }
}
.confirmation-icon{
  width:64px;height:64px;border-radius:50%;background:var(--green);color:#fff;
  display:flex;align-items:center;justify-content:center;margin:16px auto 20px;
}
.confirmation-dossier-head{display:flex;justify-content:space-between;align-items:flex-start;flex-wrap:wrap;gap:12px}
.confirmation-dossier-head .k{font-size:12px;color:var(--text-tertiary);margin:0 0 4px}
.dossier-number{font-family:'Nunito',sans-serif;font-weight:700;font-size:22px;color:var(--text-primary);margin:0}
.dossier-status{
  background:rgba(63,166,106,.12);color:var(--green);font-weight:700;font-size:13px;
  padding:8px 16px;border-radius:999px;white-space:nowrap;
}

/* ===================================================================
   Product pages (crédit renouvelable, prêt personnel, rachat de
   crédit, assurance emprunteur)
   =================================================================== */

.product-hero{background:var(--sky-light);padding:clamp(40px,7vw,72px) clamp(20px,4vw,48px) clamp(48px,6vw,64px)}
.product-hero-inner{max-width:1100px;margin:0 auto;text-align:center}
.product-hero h1{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(30px,4.4vw,48px);
  color:var(--text-primary);line-height:1.15;margin:0 0 18px;
}
.product-hero-inner>h1:last-child{margin-bottom:0}
.product-hero h1 .accent{color:var(--mint)}
.product-hero-lede{font-size:clamp(16px,1.8vw,18.5px);color:var(--text-secondary);max-width:640px;margin:0 auto 32px;line-height:1.6}
.product-hero-ctas{display:flex;flex-wrap:wrap;justify-content:center;gap:14px}
.product-hero-ctas .btn{padding:16px 32px;font-size:15px}

.product-simulator{max-width:600px;margin:40px auto 0}
.product-simulator .offer-panel{box-shadow:0 20px 50px rgba(11,31,58,.1);text-align:left}
.product-simulator .offer-panel-head{text-align:center;padding:28px 24px 4px}

@media (min-width:901px){
  .product-hero-split{
    display:grid;grid-template-columns:minmax(0,560px) minmax(0,600px);gap:48px;
    align-items:center;justify-content:center;
  }
  .product-hero-split .product-hero-inner{max-width:none;margin:0;text-align:left}
  .product-hero-split .product-hero-lede{margin:0 0 32px}
  .product-hero-split .product-hero-ctas{justify-content:flex-start}
  .product-hero-split .product-simulator{margin:0}
}

.product-photo-banner{
  max-width:1320px;margin:0 auto;display:flex;flex-wrap:wrap;align-items:center;
  gap:clamp(32px,5vw,56px);padding:clamp(40px,6vw,64px) clamp(20px,4vw,48px);
}
.product-photo-banner .photo{flex:1 1 420px;max-width:560px;aspect-ratio:3/2;border-radius:var(--radius-card-lg);overflow:hidden}
.product-photo-banner .photo img{width:100%;height:100%;object-fit:contain;display:block}
.product-photo-banner .copy{flex:1 1 380px}
.product-photo-banner .copy h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(22px,2.6vw,28px);color:var(--text-primary);margin:0 0 14px;line-height:1.3}
.product-photo-banner .copy p{font-size:15.5px;color:var(--text-secondary);line-height:1.7}

.product-section{max-width:1180px;margin:0 auto;padding:clamp(48px,7vw,72px) clamp(20px,4vw,48px)}
.product-section-head{max-width:720px;margin:0 auto 40px;text-align:center}
.product-section-kicker{font-weight:800;font-size:12px;letter-spacing:.6px;color:var(--mint-hover);text-transform:uppercase;margin:0 0 10px}
.product-section-head h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(24px,3vw,32px);color:var(--text-primary);margin:0 0 14px;line-height:1.25}
.product-section-head p{font-size:15.5px;color:var(--text-secondary);line-height:1.65}

.product-intro{display:grid;grid-template-columns:1.3fr 1fr;gap:clamp(32px,5vw,56px);align-items:start}
@media (max-width:860px){.product-intro{grid-template-columns:1fr}}
.product-intro-copy h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(22px,2.6vw,28px);color:var(--text-primary);margin:0 0 16px;line-height:1.3}
.product-intro-copy p{font-size:15.5px;color:var(--text-secondary);line-height:1.75;margin:0 0 16px}
.product-intro-copy p:last-child{margin-bottom:0}
.product-intro-copy h3{font-family:'Nunito',sans-serif;font-weight:700;font-size:17px;color:var(--text-primary);margin:28px 0 12px}
.product-intro-copy strong{color:var(--text-primary);font-weight:700}
.product-intro-copy ul:not(.product-intro-list){list-style:none;padding:0;margin:0 0 20px;display:flex;flex-direction:column;gap:11px}
.product-intro-copy ul:not(.product-intro-list) li{position:relative;padding-left:22px;font-size:15.5px;color:var(--text-secondary);line-height:1.6}
.product-intro-copy ul:not(.product-intro-list) li::before{content:'';position:absolute;left:2px;top:8px;width:6px;height:6px;border-radius:50%;background:var(--mint)}
.product-intro-copy ol{margin:0 0 20px;padding-left:22px;display:flex;flex-direction:column;gap:11px}
.product-intro-copy ol li{font-size:15.5px;color:var(--text-secondary);line-height:1.6;padding-left:4px}
.product-intro-copy ol li::marker{font-weight:700;color:var(--text-primary)}
.legal-callout{
  background:var(--sky-light);border-radius:var(--radius-card-md);
  padding:20px 24px;margin:0 0 20px;
}
.legal-callout p{margin:0 0 8px;font-size:14.5px;color:var(--text-primary)}
.legal-callout p:last-child{margin-bottom:0}
.legal-callout .label{font-weight:800;font-size:11.5px;letter-spacing:.4px;text-transform:uppercase;color:var(--mint-hover);margin:0 0 10px}
.product-intro-list{list-style:none;padding:0;margin:0 0 4px;display:flex;flex-direction:column;gap:12px}
.product-intro-list li{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--text-secondary);line-height:1.55}
.product-intro-list svg{color:var(--mint);flex-shrink:0;margin-top:2px}
.product-intro-list strong{color:var(--text-primary)}
.product-aside{
  background:#fff;border:1px solid var(--border-cream);border-radius:var(--radius-card-lg);padding:28px 26px;
  position:sticky;top:88px;
}
.product-aside h3{font-family:'Nunito',sans-serif;font-weight:800;font-size:16px;color:var(--text-primary);margin:0 0 18px}
.product-aside-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--border-cream)}
.product-aside-row:last-of-type{border-bottom:none}
.product-aside-row .k{font-size:13px;color:var(--text-secondary)}
.product-aside-row .v{font-size:13.5px;font-weight:700;color:var(--text-primary);text-align:right}
.product-aside .btn{width:100%;margin-top:20px;padding:15px;font-size:14.5px}
.product-aside-note{font-size:11.5px;color:var(--text-tertiary);text-align:center;margin:12px 0 0;line-height:1.5}

.product-benefits{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:22px}
.product-benefit-card{
  border:1px solid var(--border-cream);border-radius:var(--radius-card-lg);padding:28px 24px;
  background:#fff;transition:box-shadow .15s ease;
}
.product-benefit-card .icon{
  width:48px;height:48px;border-radius:var(--radius-btn-lg);background:var(--mint-light);
  display:flex;align-items:center;justify-content:center;color:var(--mint-hover);margin:0 0 18px;
}
.product-benefit-card h3{font-family:'Nunito',sans-serif;font-weight:800;font-size:16.5px;color:var(--text-primary);margin:0 0 10px}
.product-benefit-card p{font-size:14px;color:var(--text-secondary);line-height:1.6;margin:0}

.product-steps{display:flex;flex-direction:column;gap:16px;max-width:760px;margin:0 auto}
.product-step{display:flex;gap:20px;align-items:flex-start;border:1px solid var(--border-cream);border-radius:var(--radius-card-md);padding:22px}
.product-step-num{
  width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;flex-shrink:0;
  display:flex;align-items:center;justify-content:center;font-family:'Nunito',sans-serif;font-weight:800;font-size:16px;
}
.product-step h4{font-family:'Nunito',sans-serif;font-weight:800;font-size:15.5px;color:var(--text-primary);margin:0 0 6px}
.product-step p{font-size:14px;color:var(--text-secondary);line-height:1.6;margin:0}

.product-concepts{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:24px;margin-top:8px}
.product-concept{
  border:1px solid var(--border-cream);border-radius:var(--radius-card-lg);padding:28px 26px;
  background:#fff;transition:box-shadow .15s ease;
}
.product-concept:hover{box-shadow:0 12px 32px rgba(11,31,58,.08)}
.product-concept .icon{
  width:44px;height:44px;border-radius:var(--radius-btn-lg);background:var(--mint-light);
  display:flex;align-items:center;justify-content:center;color:var(--mint-hover);margin:0 0 16px;
}
.product-concept h3{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:16.5px;color:var(--text-primary);
  margin:0 0 10px;line-height:1.3;
}
.product-concept p{font-size:14.5px;color:var(--text-secondary);line-height:1.75;margin:0}
.product-concept p+p{margin-top:10px}

.product-table-wrap{overflow-x:auto;border:1px solid var(--border-cream);border-radius:var(--radius-card-lg)}
.product-table{width:100%;border-collapse:collapse;font-size:14px;min-width:520px}
.product-table th{
  text-align:left;padding:16px 20px;background:var(--gray-light);color:var(--text-primary);
  font-family:'Nunito',sans-serif;font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.3px;
}
.product-table td{padding:16px 20px;border-top:1px solid var(--border-cream);color:var(--text-secondary)}
.product-table tr td:first-child{font-weight:700;color:var(--text-primary)}
.product-table tr.is-highlight td{background:var(--mint-light)}

/* ---- Login page (espace client) ---- */
.page-banner{background:var(--mint-light);padding:clamp(28px,5vw,40px) clamp(20px,4vw,48px);margin-bottom:8px}
.page-banner-inner{max-width:1320px;margin:0 auto}
.page-banner h1{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(26px,4vw,36px);
  color:var(--text-primary);margin:0 0 6px;
}
.page-banner p{font-size:16px;color:var(--text-secondary);margin:0}

.login-layout{
  max-width:1320px;margin:0 auto;padding:clamp(28px,5vw,44px) clamp(20px,4vw,48px) clamp(48px,6vw,64px);
  display:grid;grid-template-columns:1.6fr 1fr;gap:24px;align-items:start;
}
@media (max-width:768px){.login-layout{grid-template-columns:1fr}}

.login-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-card-lg);padding:32px;box-shadow:var(--shadow-faq)}
.login-card h2{font-family:'Nunito',sans-serif;font-weight:700;font-size:19px;color:var(--text-primary);margin:0 0 22px}
.login-step-lead{font-size:13.5px;color:var(--text-secondary);line-height:1.6;margin:0 0 20px}
.login-submit{width:100%}
.login-remember{display:flex;align-items:center;gap:.5rem;margin:14px 0 0;font-size:13px;color:var(--text-secondary);user-select:none;cursor:pointer}
.login-remember input{width:auto;margin:0;accent-color:var(--mint-hover);cursor:pointer}
.login-notice{
  margin:16px 0;font-size:13.5px;color:var(--mint-hover);background:var(--mint-light);
  border-radius:var(--radius-btn-lg);padding:12px 14px;display:none;
}
.login-notice.show{display:block}
.login-notice.is-error{color:var(--red);background:rgba(214,41,28,.08)}

.login-aside{display:flex;flex-direction:column;gap:24px}
.login-aside-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-card-lg);padding:26px;text-align:center}
.login-aside-card h3{font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);margin:0 0 10px}
.login-aside-card p{font-size:13.5px;color:var(--text-secondary);line-height:1.6;margin:0 0 18px}
.login-aside-card .btn-outline{width:100%}

.login-tab-panel{display:none}
.login-tab-panel.is-active{display:block}

.app-loading{
  position:fixed;inset:0;z-index:50;background:var(--gray-light);
  display:flex;align-items:center;justify-content:center;
}
.app-loading-spinner{
  width:34px;height:34px;border-radius:50%;
  border:3px solid rgba(11,31,58,.12);border-top-color:var(--mint);
  animation:btn-spin .8s linear infinite;
}
.login-forgot{
  display:block;width:100%;text-align:center;background:none;border:none;cursor:pointer;
  margin-top:14px;font-size:12.5px;font-weight:600;color:var(--text-tertiary);text-decoration:underline;
}

/* ---- Espace client : app-shell façon appli bancaire ---- */
/* En dessous de 521px (téléphone — même seuil que .app-tabbar plus
   bas), la coquille est verrouillée exactement sur le viewport
   (position:fixed;inset:0) et seul .app-scroll défile : la barre du
   haut et celle du bas ne sont alors plus jamais DANS une zone qui
   défile, donc ne peuvent plus visuellement "bouger" avec le contenu,
   quelle que soit l'origine exacte du souci sur .app-tabbar en
   position:fixed classique (rebond iOS, redimensionnement dynamique
   du viewport pendant l'animation de la barre d'adresse, etc.). Les
   gabarits tablette/desktop (>520px) ne sont pas concernés par le
   bug signalé — on n'y touche pas.  */
.app-shell{
  min-height:100vh;min-height:100svh;background:var(--gray-light);
  max-width:520px;margin:0 auto;padding-bottom:96px;
  box-shadow:0 0 60px rgba(0,0,0,.06);
}
.app-scroll{display:contents}
@media (max-width:520px){
  .app-shell{
    position:fixed;inset:0;margin:0;padding-bottom:0;max-width:none;box-shadow:none;
    display:flex;flex-direction:column;
  }
  .app-topbar{flex-shrink:0}
  .app-scroll{
    display:block;flex:1;min-height:0;overflow-y:auto;-webkit-overflow-scrolling:touch;
  }
}
@media (min-width:521px){.app-shell{min-height:100vh;min-height:100svh}}
@media (min-width:701px){.app-shell{max-width:760px}}
@media (min-width:1024px){
  .app-shell{
    max-width:none;box-shadow:none;padding-bottom:0;
    display:grid;grid-template-columns:250px 1fr;grid-template-rows:auto 1fr;
    grid-template-areas:"topbar topbar" "sidebar main";
  }
  .app-topbar{grid-area:topbar}
}

.app-topbar{
  position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--border);
  display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 20px;
}
@media (min-width:701px){.app-topbar{padding:18px 28px}}
@media (min-width:1024px){.app-topbar{padding:20px 36px}}
.app-avatar{
  width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;letter-spacing:.3px;
  flex-shrink:0;
}
.app-topbar-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:15px;color:var(--text-primary);margin:0}
.app-topbar-action{
  position:relative;width:38px;height:38px;border-radius:50%;background:var(--gray-light);color:var(--text-primary);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;border:none;cursor:pointer;
}
.app-topbar-action:hover{text-decoration:none;background:var(--border)}
.app-topbar-badge{
  position:absolute;top:-2px;right:-2px;background:var(--red);color:#fff;
  font-size:9px;font-weight:800;border-radius:999px;padding:1px 4px;min-width:14px;
  text-align:center;line-height:1.4;border:2px solid #fff;
}

.app-tab-panel{display:none;padding:24px 20px 8px}
.app-tab-panel.is-active{display:block}
@media (min-width:701px){.app-tab-panel{padding:28px 28px 8px}}
@media (min-width:1024px){.app-tab-panel{grid-area:main;padding:36px 40px 32px}}

.app-credit-grid{display:block}
@media (min-width:701px){
  .app-credit-grid{
    display:grid;grid-template-columns:1fr 1fr;
    grid-template-areas:"solde carte" "transactions transactions";
    column-gap:36px;row-gap:32px;align-items:start;
  }
  .app-credit-solde{grid-area:solde}
  .app-credit-carte{grid-area:carte}
  .app-credit-transactions{grid-area:transactions}
}
@media (min-width:1024px){
  .app-credit-grid{column-gap:48px}
}
@media (min-width:1024px){
  #app-tab-documents,#app-tab-plus{max-width:680px;margin:0}
}

.app-card-stack{position:relative;height:184px;margin:0 4px 28px}
@media (min-width:701px){.app-card-stack{max-width:400px}}
.wallet-card{position:absolute;left:0;right:0;border-radius:18px}
.wallet-card-front{
  top:0;height:184px;position:relative;overflow:hidden;
  background:linear-gradient(135deg,var(--emerald-dark) 0%,var(--emerald) 62%,var(--sky) 150%);
  color:#fff;padding:22px 24px;box-shadow:0 22px 44px rgba(6,63,58,.35);
  display:flex;flex-direction:column;justify-content:space-between;
  cursor:pointer;transition:transform .15s ease;
}
.wallet-card-front::after{
  content:'';position:absolute;top:-70%;right:-25%;width:65%;height:240%;
  background:linear-gradient(115deg,rgba(255,255,255,.16) 0%,rgba(255,255,255,0) 42%);
  transform:rotate(8deg);pointer-events:none;
}
.wallet-card-front:active{transform:scale(.98)}
.wallet-card-front:focus-visible{outline:2px solid #fff;outline-offset:3px}
.wallet-card-number{
  font-size:17px;font-weight:600;letter-spacing:2.5px;margin:36px 0 0;text-align:center;
  font-variant-numeric:tabular-nums;position:relative;z-index:1;
}
.wallet-card-bottom{display:flex;align-items:flex-end;justify-content:center;position:relative;z-index:1}
.wallet-card-badge{font-size:10.5px;font-weight:700;letter-spacing:.5px;background:rgba(255,255,255,.18);padding:6px 11px;border-radius:999px;text-transform:uppercase}
.wallet-card-tap-icon{
  position:absolute;top:16px;right:16px;z-index:1;
  width:26px;height:26px;border-radius:50%;background:rgba(255,255,255,.18);
  display:flex;align-items:center;justify-content:center;color:#fff;
}
.app-card-detail-row{
  display:flex;justify-content:space-between;align-items:center;gap:12px;
  padding:10px 0;border-bottom:1px solid var(--border);font-size:13.5px;
}
.app-card-detail-row:last-child{border-bottom:none}
.app-card-detail-label{color:var(--text-secondary)}
.app-card-detail-value{color:var(--text-primary);font-weight:700;text-align:right}

.tx-receipt-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 0;font-size:14px}
.tx-receipt-label{color:var(--text-tertiary)}
.tx-receipt-value{color:var(--text-primary);font-weight:700;text-align:right}
.tx-receipt-row-big{padding:18px 0}
.tx-receipt-row-big .tx-receipt-label{font-size:15px;color:var(--text-secondary)}
.tx-receipt-amount{font-family:'Nunito',sans-serif;font-weight:800;font-size:22px;color:var(--text-primary)}
.tx-status-pill{display:inline-flex;align-items:center;gap:6px;padding:5px 12px;border-radius:999px;font-size:12.5px;font-weight:700}
.tx-status-dot{width:6px;height:6px;border-radius:50%;background:currentColor}
.tx-status-effectue{background:var(--mint-light);color:var(--mint-hover)}
.tx-status-en_cours{background:#FFF6DC;color:#946200}
.tx-receipt-dashed{border:none;border-top:1px dashed var(--border-cream);margin:4px 0}
.tx-receipt-ref{display:inline-flex;align-items:center;gap:8px;font-variant-numeric:tabular-nums;letter-spacing:.3px}
.tx-copy-btn{
  width:24px;height:24px;border-radius:6px;border:1px solid var(--border);background:#fff;color:var(--text-tertiary);
  display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;
}
.tx-copy-btn:hover{background:var(--gray-light)}
.tx-copy-btn.is-copied{background:var(--mint-light);border-color:var(--mint);color:var(--mint-hover)}

.app-balance-panel{
  position:relative;z-index:1;background:#fff;border-radius:20px;box-shadow:0 10px 30px rgba(11,31,58,.1);
  margin:8px 0 28px;padding:26px 22px 20px;text-align:center;
}
.app-balance-label{font-size:12.5px;color:var(--text-tertiary);margin:0 0 14px}
.app-balance-amount{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(30px,7vw,36px);color:var(--text-primary);margin:0 0 6px;letter-spacing:-.5px}
.app-balance-sub{font-size:12px;color:var(--text-tertiary);margin:0 0 20px}
.app-balance-sub strong{color:var(--text-secondary);font-weight:700}
.app-quick-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-top:36px}
.app-quick-action{
  display:flex;flex-direction:column;align-items:center;gap:8px;background:none;border:none;cursor:pointer;
  font-family:inherit;font-size:11.5px;font-weight:600;color:var(--text-primary);text-align:center;padding:0;
}
.app-quick-action:hover{text-decoration:none;color:var(--text-primary)}
.app-quick-icon{
  width:44px;height:44px;border-radius:50%;background:var(--sky-light);color:var(--mint-hover);
  display:flex;align-items:center;justify-content:center;
}
.app-schedule{margin-top:18px;padding-top:18px;border-top:1px solid var(--border);text-align:left}
.app-schedule-row{display:flex;justify-content:space-between;font-size:13px;padding:7px 0;color:var(--text-secondary)}
.app-schedule-row strong{color:var(--text-primary);font-weight:700}

.app-section-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:15px;color:var(--text-primary);margin:0 0 14px}
.dossiers-empty{margin:0 0 20px;color:var(--text-secondary);font-size:13.5px}

.app-activity-list{display:flex;flex-direction:column;gap:2px;background:#fff;border-radius:16px;overflow:hidden;margin-bottom:28px}
.app-activity-row{
  display:flex;align-items:center;gap:12px;padding:14px 16px;border-bottom:1px solid var(--border);
}
.app-activity-row:last-child{border-bottom:none}
.app-activity-row-tx{cursor:pointer;transition:background .15s ease}
.app-activity-row-tx:hover,.app-activity-row-tx:focus-visible{background:var(--gray-light)}
.app-activity-row-tx:focus-visible{outline:2px solid var(--mint-hover);outline-offset:-2px}
.app-doc-actions{display:flex;align-items:center;gap:6px;flex-shrink:0}
.app-doc-action{
  width:34px;height:34px;border-radius:10px;border:none;background:transparent;color:var(--mint-hover);
  display:flex;align-items:center;justify-content:center;cursor:pointer;transition:background .15s ease;padding:0;
}
.app-doc-action:hover,.app-doc-action:focus-visible{background:var(--gray-light)}
.app-doc-action:focus-visible{outline:2px solid var(--mint-hover);outline-offset:-2px}
.app-activity-icon{
  width:38px;height:38px;border-radius:10px;background:var(--gray-light);color:var(--text-secondary);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.app-activity-main{flex:1;min-width:0;display:flex;flex-direction:column;gap:2px}
.app-activity-title{font-weight:700;font-size:14px;color:var(--text-primary)}
.app-activity-meta{font-size:12.5px;color:var(--text-tertiary)}
.app-activity-status{
  padding:6px 12px;border-radius:999px;font-size:11.5px;font-weight:700;white-space:nowrap;flex-shrink:0;
}
/* Timeline – Suivi dossier */
#app-timeline{padding:16px 16px 24px}
.app-tl-card{
  background:var(--surface);border:1px solid var(--border);border-radius:16px;
  padding:20px;
}
.app-tl-heading{
  font-size:18px;font-weight:700;color:var(--text-primary);margin:0 0 18px;
}
.app-tl-search{margin-bottom:18px}
.app-tl-search-label{
  display:block;font-size:11px;font-weight:700;letter-spacing:.06em;
  color:var(--text-secondary);text-transform:uppercase;margin-bottom:8px;
}
.app-tl-search-row{display:flex;gap:8px}
.app-tl-search-input{
  flex:1;padding:10px 14px;border:1px solid var(--border);border-radius:10px;
  font-size:14px;font-weight:600;color:var(--text-primary);
  background:var(--gray-light);outline:none;
}
.app-tl-search-btn{
  padding:10px 18px;border:none;border-radius:10px;
  background:var(--navy);color:#fff;font-size:14px;font-weight:600;cursor:pointer;
}
.app-tl-step-card{
  border:1px solid var(--border);border-radius:14px;padding:18px;
  background:var(--gray-light);
}
.app-tl-step-card.is-refused{
  border-color:var(--red);background:rgba(214,41,28,.04);
}
.app-tl-step-header{display:flex;align-items:center;gap:14px;margin-bottom:10px}
.app-tl-step-icon{
  width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:rgba(37,99,235,.08);flex-shrink:0;position:relative;
}
.app-tl-step-icon.is-refused{background:rgba(214,41,28,.08);color:var(--red)}
.app-tl-step-icon.is-complete{background:rgba(21,128,61,.1);color:#15803D}
.app-tl-spinner{
  width:28px;height:28px;border-radius:50%;
  border:3px solid rgba(37,99,235,.18);border-top-color:#2563EB;
  animation:tlSpin .9s linear infinite;
}
@keyframes tlSpin{to{transform:rotate(360deg)}}
.app-tl-step-info{flex:1;min-width:0}
.app-tl-step-tag{
  display:block;font-size:11px;font-weight:700;letter-spacing:.06em;
  color:var(--text-tertiary);text-transform:uppercase;margin-bottom:2px;
}
.app-tl-step-title{
  display:block;font-size:16px;font-weight:700;color:var(--text-primary);line-height:1.3;
}
.app-tl-step-desc{
  font-size:13px;line-height:1.5;color:var(--text-secondary);margin:0 0 14px;
}
.app-tl-progress{margin-bottom:14px}
.app-tl-progress-bar{
  height:6px;border-radius:3px;background:var(--border);overflow:hidden;margin-bottom:6px;
}
.app-tl-progress-fill{
  height:100%;border-radius:3px;
  background:linear-gradient(90deg,#15803D,#22c55e);transition:width .4s ease;
}
.app-tl-progress-label{
  display:block;text-align:right;font-size:12px;font-weight:600;color:var(--accent);
}
.app-tl-more{
  display:block;text-align:center;font-size:14px;font-weight:600;
  color:var(--accent);text-decoration:none;padding-top:4px;
  border-top:1px solid var(--border);
}
.app-tl-blocked{
  display:flex;align-items:center;gap:10px;padding:16px 20px;border-radius:14px;
  background:var(--gray-light);color:var(--text-secondary);font-weight:700;font-size:14px;
}
/* Detail vertical steps (En savoir plus) */
.app-tl-detail{margin-top:16px;padding-top:16px;border-top:1px solid var(--border)}
.app-tl-steps-list{display:flex;flex-direction:column}
.app-tl-vrow{display:flex;gap:12px;align-items:stretch}
.app-tl-vtrack{display:flex;flex-direction:column;align-items:center;width:22px;flex-shrink:0}
.app-tl-vdot{
  width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  flex-shrink:0;background:var(--gray-light);border:2px solid var(--border);
}
.app-tl-vrow[data-state="done"] .app-tl-vdot{background:#15803D;border-color:#15803D}
.app-tl-vrow[data-state="active"] .app-tl-vdot{background:#2563EB;border-color:#2563EB;box-shadow:0 0 0 4px rgba(37,99,235,.18)}
.app-tl-vline{flex:1;width:2px;min-height:18px;background:var(--border)}
.app-tl-vline.is-done{background:#15803D}
.app-tl-vline.is-active{background:linear-gradient(to bottom,#2563EB,var(--border))}
.app-tl-vlabel{
  font-size:13px;font-weight:600;color:var(--text-primary);
  display:flex;align-items:center;min-height:22px;padding-bottom:16px;
}
.app-tl-vrow:last-child .app-tl-vlabel{padding-bottom:0}
.app-tl-vrow[data-state="pending"] .app-tl-vlabel{color:var(--text-tertiary);font-weight:400}
.app-activity-amount{font-weight:700;font-size:14px;white-space:nowrap;flex-shrink:0}
.app-activity-amount.is-credit{color:var(--mint-hover)}
.app-activity-amount.is-debit{color:var(--text-primary)}
.app-activity-pending{font-size:11px;color:var(--text-tertiary);display:block;margin-top:1px;text-align:right}

.app-sheet-overlay{
  position:fixed;inset:0;z-index:30;background:rgba(11,31,58,.45);
  display:flex;align-items:flex-end;justify-content:center;
}
@media (min-width:521px){.app-sheet-overlay{align-items:center}}
.app-sheet{
  width:100%;max-width:440px;background:#fff;border-radius:22px 22px 0 0;
  padding:22px 22px calc(22px + env(safe-area-inset-bottom));max-height:85vh;overflow-y:auto;
}
@media (min-width:521px){.app-sheet{border-radius:22px}}
.app-sheet-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.app-sheet-title{font-family:'Nunito',sans-serif;font-weight:700;font-size:16px;color:var(--text-primary);margin:0}
.app-sheet-close{
  width:32px;height:32px;border-radius:50%;background:var(--gray-light);border:none;color:var(--text-primary);
  display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;
}
.app-sheet-balance{font-size:13px;color:var(--text-secondary);margin:0 0 18px}
.app-sheet-balance strong{color:var(--text-primary)}

.app-sig-instructions{font-size:13.5px;color:var(--text-secondary);margin:0 0 14px;line-height:1.5}
.app-sig-pad-wrap{position:relative;border:1.5px dashed var(--border);border-radius:14px;background:var(--gray-light);margin-bottom:14px}
.app-sig-canvas{display:block;width:100%;height:160px;touch-action:none;border-radius:14px;cursor:crosshair}
.app-sig-clear-btn{position:absolute;top:8px;right:8px;background:#fff;border:1px solid var(--border);border-radius:8px;padding:.3rem .6rem;font-size:12px;font-weight:700;color:var(--text-secondary);cursor:pointer}
.app-sig-error{background:rgba(214,41,28,.08);color:var(--red);border-radius:10px;padding:10px 12px;font-size:13px;margin-bottom:14px}
.app-sig-consent{display:flex;align-items:flex-start;gap:.5rem;font-size:13px;color:var(--text-secondary);line-height:1.4;cursor:pointer;user-select:none}
.app-sig-consent input{width:auto;margin:2px 0 0;accent-color:var(--mint-hover);cursor:pointer;flex-shrink:0}
.app-sig-signed-badge{color:#15803d;font-weight:700}

.app-pause-options{display:flex;gap:10px;margin:0 0 18px}
.app-pause-option{
  flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;
  padding:16px 8px;border-radius:14px;border:1.5px solid var(--border);background:#fff;
  font-family:inherit;font-weight:600;font-size:13px;color:var(--text-secondary);cursor:pointer;
}
.app-pause-option-n{font-family:'Nunito',sans-serif;font-weight:800;font-size:22px;color:var(--text-primary)}
.app-pause-option.is-selected{border-color:var(--mint-hover);background:var(--mint-light)}
.app-pause-option.is-selected .app-pause-option-n{color:var(--mint-hover)}
.app-pause-option.is-selected{color:var(--mint-hover)}

.app-menu-list{background:#fff;border-radius:16px;overflow:hidden}
.app-menu-row{
  display:flex;align-items:center;gap:12px;width:100%;text-align:left;padding:13px 16px;border-bottom:1px solid var(--border);
  font-family:inherit;font-size:14px;font-weight:600;color:var(--text-primary);background:none;border-left:none;border-right:none;border-top:none;cursor:pointer;
}
.app-menu-row:last-child{border-bottom:none}
.app-menu-row:hover{text-decoration:none;background:var(--gray-light)}
.app-menu-icon{
  width:34px;height:34px;border-radius:10px;background:var(--gray-light);color:var(--text-secondary);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.app-menu-label{flex:1;min-width:0}
.app-menu-chevron{color:var(--text-tertiary);flex-shrink:0;display:flex}
.app-menu-row-danger{color:var(--red)}
.app-menu-row-danger .app-menu-icon{background:#fee2e2;color:var(--red)}

.app-sign-banner{
  display:flex;align-items:center;gap:14px;width:100%;text-align:left;cursor:pointer;
  padding:16px;margin-bottom:16px;border-radius:16px;border:none;
  background:#fff;
  font-family:inherit;
}
.app-sign-banner:hover{text-decoration:none;background:var(--gray-light)}
.app-sign-banner-icon{
  width:42px;height:42px;border-radius:12px;background:var(--gray-light);color:var(--text-secondary);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.app-sign-banner-text{flex:1;min-width:0;display:flex;flex-direction:column;gap:2px}
.app-sign-banner-title{font-weight:800;font-size:14.5px;color:var(--text-primary)}
.app-sign-banner-sub{font-size:12.5px;color:var(--text-secondary);font-weight:500}
.app-sign-banner-chevron{color:var(--text-tertiary);flex-shrink:0;display:flex}

.app-profile-back{
  display:inline-flex;align-items:center;gap:4px;background:none;border:none;cursor:pointer;
  font-family:inherit;font-size:13px;font-weight:700;color:var(--text-secondary);padding:0;margin-bottom:16px;
}
.app-profile-back:hover{color:var(--text-primary)}
.app-profile-group-title{
  font-family:'Nunito',sans-serif;font-weight:700;font-size:12.5px;letter-spacing:.3px;text-transform:uppercase;
  color:var(--text-tertiary);margin:0 0 10px;
}
.app-profile-list{background:#fff;border-radius:16px;overflow:hidden;margin-bottom:24px}
.app-profile-row{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:14px 16px;border-bottom:1px solid var(--border)}
.app-profile-row:last-child{border-bottom:none}
.app-profile-row-label{font-size:13px;color:var(--text-tertiary);flex-shrink:0}
.app-profile-row-value{font-size:13.5px;font-weight:700;color:var(--text-primary);text-align:right}

.app-tabbar{
  position:fixed;left:0;right:0;bottom:0;z-index:20;max-width:520px;margin:0 auto;
  background:#fff;border-top:1px solid var(--border);
  display:flex;
  padding:10px 4px calc(10px + env(safe-area-inset-bottom));
}
/* .app-shell est verrouillée sur le viewport en dessous de 520px (voir
   plus haut) : la barre du bas y devient un vrai frère flex statique,
   toujours au fond de la coquille non-scrollable, plutôt que de
   compter sur position:fixed pour rester en place. */
@media (max-width:520px){
  /* margin:0 auto (nécessaire pour le centrage viewport en position:fixed
     classique) combiné à position:static sur un enfant flex déclenche le
     comportement "rétrécir au contenu + centrer via les marges auto" du
     flexbox, au lieu de remplir la largeur — d'où la barre qui semblait
     "resserrée" avec du gris de chaque côté. margin:0 annule ça. */
  .app-tabbar{position:static;flex-shrink:0;margin:0;max-width:none}
}
@media (min-width:701px){.app-tabbar{max-width:760px}}
@media (min-width:1024px){
  .app-tabbar{
    grid-area:sidebar;position:static;max-width:none;margin:0;
    display:flex;flex-direction:column;align-items:stretch;gap:2px;
    border-top:none;border-right:1px solid var(--border);
    padding:24px 14px;
  }
}
.app-tab{
  display:flex;flex-direction:column;align-items:center;gap:4px;background:none;border:none;cursor:pointer;
  font-family:inherit;font-size:10.5px;font-weight:600;color:var(--text-tertiary);padding:4px;
  flex:1;min-width:0;
}
.app-tab:hover{text-decoration:none;color:var(--text-tertiary)}
.app-tab.is-active{color:var(--mint-hover)}
@media (min-width:1024px){
  .app-tab{
    flex-direction:row;justify-content:flex-start;gap:12px;font-size:13.5px;
    padding:11px 14px;border-radius:10px;flex:none;
  }
  .app-tab svg{flex-shrink:0}
  .app-tab:hover{background:var(--gray-light);color:var(--text-secondary)}
  .app-tab.is-active{background:var(--mint-light);color:var(--mint-hover)}
}

/* ---- Messagerie (espace client) ---- */
#app-tab-messages.is-active{display:flex;flex-direction:column;padding:0;height:calc(100vh - 150px)}
@media (max-width:1023px){
  #app-tab-messages.is-active{
    position:fixed;z-index:8;
    top:var(--app-topbar-h, 72px);bottom:var(--app-tabbar-h, 70px);
    left:0;right:0;max-width:520px;margin:0 auto;height:auto;
  }
  .app-shell.messages-open .app-tabbar{display:none}
  .app-shell.messages-open #app-tab-messages.is-active{bottom:0}
}
.app-msg-thread{flex:1;overflow-y:auto;display:flex;flex-direction:column;gap:10px;padding:20px 20px 8px}
.app-msg-bubble{max-width:78%;padding:11px 15px;border-radius:16px;font-size:13.5px;line-height:1.45}
.app-msg-bubble-client{align-self:flex-end;background:var(--mint);color:#fff;border-bottom-right-radius:4px}
.app-msg-bubble-admin{align-self:flex-start;background:#fff;border:1px solid var(--border);border-bottom-left-radius:4px}
.app-msg-bubble-subject{font-weight:800;display:block;margin-bottom:2px}
.app-msg-bubble-time{display:block;font-size:10.5px;opacity:.7;margin-top:4px}
.app-msg-empty{color:var(--text-tertiary);font-size:13.5px;text-align:center;margin:auto}
.app-msg-compose{
  display:flex;gap:8px;align-items:flex-end;padding:10px 16px calc(14px + env(safe-area-inset-bottom));
  border-top:1px solid var(--border);background:#fff;
}
.app-msg-compose textarea{
  flex:1;background:var(--gray-light);border:1px solid var(--border);border-radius:20px;
  padding:11px 16px;font-size:16px;font-family:inherit;resize:none;
  max-height:120px;overflow-y:auto;line-height:1.35;
}
.app-msg-compose textarea:focus{outline:none;border-color:var(--mint)}
.app-msg-send{
  width:44px;height:44px;border-radius:50%;background:var(--mint);color:#fff;border:none;
  display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;
  transition:opacity .15s ease,background .15s ease;
}
.app-msg-send:hover{background:var(--mint-hover)}
.app-msg-send:disabled{opacity:.4;cursor:default;pointer-events:none}
.app-msg-attach{
  width:38px;height:38px;border-radius:50%;background:var(--gray-light);color:var(--text-secondary);border:none;
  display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;margin-bottom:3px;
}
.app-msg-attach:hover{background:var(--border)}
.app-msg-file-preview{
  display:flex;align-items:center;gap:10px;margin:0 16px 10px;padding:9px 12px;
  background:var(--gray-light);border-radius:12px;font-size:12.5px;
}
.app-msg-file-preview-icon{color:var(--mint-hover);flex-shrink:0;display:flex}
.app-msg-file-preview-name{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-weight:700;color:var(--text-primary)}
.app-msg-file-preview-remove{
  width:22px;height:22px;border-radius:50%;background:#fff;border:1px solid var(--border);color:var(--text-tertiary);
  display:flex;align-items:center;justify-content:center;cursor:pointer;flex-shrink:0;
}
.app-msg-file-preview-remove:hover{background:var(--gray-light)}
.app-msg-bbl-file{
  display:flex;align-items:center;gap:10px;padding:9px 11px;border-radius:12px;background:rgba(255,255,255,.15);
  text-decoration:none;color:inherit;cursor:pointer;margin:-2px -4px 0;
}
.app-msg-bubble-admin .app-msg-bbl-file{background:var(--gray-light)}
.app-msg-bbl-file-ico{flex-shrink:0;display:flex}
.app-msg-bbl-file-info{display:flex;flex-direction:column;min-width:0;flex:1}
.app-msg-bbl-file-name{font-weight:700;font-size:13px;word-break:break-all}
.app-msg-bbl-file-size{font-size:11px;opacity:.75}
.app-file-lightbox{
  position:fixed;inset:0;z-index:10000;background:rgba(11,31,58,.92);display:none;
  align-items:center;justify-content:center;padding:24px;
}
.app-file-lightbox.open{display:flex}
.app-file-lightbox-img{max-width:100%;max-height:100%;border-radius:8px;display:none}
.app-file-lightbox-close{
  position:absolute;top:20px;right:20px;width:38px;height:38px;border-radius:50%;
  background:rgba(255,255,255,.15);color:#fff;border:none;display:flex;align-items:center;justify-content:center;cursor:pointer;
}
.app-file-lightbox-close:hover{background:rgba(255,255,255,.25)}
.app-file-lightbox-spinner{
  width:32px;height:32px;border-radius:50%;border:3px solid rgba(255,255,255,.3);border-top-color:#fff;
  animation:btn-spin .7s linear infinite;display:none;
}
.app-file-lightbox.open .app-file-lightbox-spinner{display:block}
.app-file-lightbox.open.is-loaded .app-file-lightbox-spinner{display:none}
.app-file-lightbox.open.is-loaded .app-file-lightbox-img{display:block}

/* ---- Timeline date badge ---- */
.product-step-date{
  display:inline-block;font-family:'Nunito',sans-serif;font-weight:800;font-size:11.5px;
  letter-spacing:.4px;color:var(--mint-hover);background:var(--mint-light);
  border-radius:999px;padding:3px 10px;margin:0 0 6px;
}

/* ---- FAQ search ---- */
.faq-search-wrap{position:relative;max-width:640px;margin:0 auto}
.faq-search-wrap svg{position:absolute;left:19px;top:50%;transform:translateY(-50%);color:var(--text-tertiary);pointer-events:none}
.faq-search-input{
  width:100%;padding:16px 20px 16px 50px;border:1.5px solid var(--border-cream);border-radius:999px;
  font-family:inherit;font-size:16px;color:var(--text-primary);background:#fff;
}
.faq-search-input:focus{outline:none;border-color:var(--mint)}
.faq-search-input::placeholder{color:var(--text-tertiary)}
.faq-search-empty{display:none;text-align:center;font-size:14.5px;color:var(--text-secondary);margin:32px 0 0}
.search-results-heading{
  font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(20px,2.6vw,26px);color:var(--text-primary);
  max-width:920px;margin:0 auto 24px;
}

/* ---- Contact methods card ---- */
.contact-methods{max-width:560px;margin:0 auto;text-align:center}
.contact-methods h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(24px,3vw,30px);color:var(--text-primary);margin:0 0 8px;line-height:1.3}
.contact-methods-list{display:flex;flex-direction:column;gap:14px}
.contact-method-btn{
  display:flex;align-items:center;justify-content:center;gap:10px;
  padding:16px 24px;border-radius:14px;border:0.75px solid var(--mint);background:#fff;
  color:var(--mint);font-weight:700;font-size:15px;
}
.contact-method-btn:hover{background:var(--mint);color:#fff;text-decoration:none}
.contact-method-btn svg{flex-shrink:0}

/* ---- Aide et contact hero ---- */
.aide-hero{background:var(--sky-light);padding:clamp(40px,7vw,64px) clamp(20px,4vw,48px) clamp(32px,5vw,48px);text-align:center}
.aide-hero-inner{max-width:640px;margin:0 auto}
.aide-hero h1{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(28px,4vw,38px);color:var(--text-primary);margin:0 0 24px}

/* ---- Déjà client / pas encore client split ---- */
.aide-split-block{max-width:560px;margin:0 auto;text-align:center}
.aide-split-block h2{font-family:'Nunito',sans-serif;font-weight:800;font-size:clamp(22px,2.8vw,26px);color:var(--text-primary);margin:0 0 12px}
.aide-split-block p{font-size:15px;color:var(--text-secondary);line-height:1.6;margin:0 0 24px}
.aide-split-block strong{color:var(--text-primary)}

/* ---- Bannière cookies ---- */
.cookie-consent{position:fixed;left:0;right:0;bottom:0;z-index:9999;display:flex;justify-content:center;pointer-events:none}
.cookie-consent-panel{pointer-events:auto;display:flex;flex-direction:column;width:100%;max-width:520px;height:min(62vh,540px);background:var(--white);border-radius:20px 20px 0 0;box-shadow:0 -8px 28px rgba(11,31,58,.18)}
@media (min-width:701px){
  .cookie-consent{top:0;bottom:0;align-items:center}
  .cookie-consent-panel{border-radius:20px;box-shadow:0 12px 40px rgba(11,31,58,.22)}
}
.cookie-consent-reject{flex-shrink:0;display:flex;align-items:center;gap:4px;margin:0;padding:18px 22px 10px;background:none;border:none;color:var(--mint-hover);font-weight:700;font-size:14px;cursor:pointer}
.cookie-consent-scroll{flex:1;min-height:0;overflow-y:auto;padding:0 22px}
.cookie-consent-title{font-family:'Nunito',sans-serif;font-weight:800;font-size:19px;color:var(--text-primary);margin:0 0 10px}
.cookie-consent-text{font-size:13.5px;color:var(--text-secondary);line-height:1.55;margin:0 0 16px}
.cookie-consent-subhead{font-weight:700;font-size:14px;color:var(--text-primary);margin:0 0 10px}
.cookie-consent-cat{padding:12px 0;border-top:1px solid var(--border)}
.cookie-consent-cat-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:0 0 4px}
.cookie-consent-cat h4{font-family:'Nunito',sans-serif;font-weight:700;font-size:13.5px;color:var(--text-primary);margin:0}
.cookie-consent-cat em{color:var(--text-tertiary);font-style:normal;font-weight:600;font-size:12px}
.cookie-consent-cat p{font-size:13px;color:var(--text-secondary);line-height:1.55;margin:0}
.cookie-consent-toggle{position:relative;width:38px;height:22px;flex-shrink:0}
.cookie-consent-toggle input{opacity:0;width:0;height:0;position:absolute}
.cookie-consent-toggle span{position:absolute;inset:0;background:var(--border);border-radius:22px;cursor:pointer;transition:background .2s}
.cookie-consent-toggle span::before{content:'';position:absolute;left:3px;top:3px;width:16px;height:16px;background:#fff;border-radius:50%;transition:transform .2s;box-shadow:0 1px 3px rgba(0,0,0,.15)}
.cookie-consent-toggle input:checked+span{background:var(--mint)}
.cookie-consent-toggle input:checked+span::before{transform:translateX(16px)}
.cookie-consent-note{font-size:12.5px;color:var(--text-secondary);line-height:1.55;margin:14px 0 0}
.cookie-consent-note:last-child{margin-bottom:18px}
.cookie-consent-note a{color:var(--mint-hover);font-weight:700;text-decoration:none}
.cookie-consent-note a:hover{text-decoration:underline}
.cookie-consent-actions{flex-shrink:0;display:flex;flex-direction:column;gap:10px;padding:14px 22px calc(14px + env(safe-area-inset-bottom));border-top:1px solid var(--border)}
.cookie-consent-btn{width:100%;padding:13px 20px;border-radius:var(--radius-btn);border:1.5px solid var(--navy);background:#fff;color:var(--navy);font-weight:700;font-size:13.5px;letter-spacing:.2px;text-transform:uppercase;cursor:pointer;text-align:center}
.cookie-consent-btn:hover{background:rgba(11,31,58,.06)}